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Mortgage Superheroes

Bigger numbers. Same person answering the phone.

Capital Titan handles commercial finance — premises, fit-outs, equipment and development. Fifteen moving parts, a hard settlement date, and a broker who has done it before.

Book Capital TitanSee The Process

  • $18M

    Largest facility settled

  • 6 Wks

    Typical time to settlement

  • Weekly

    Updates on every file

Capital Titan, the commercial finance specialist, in cape and mask
Is this your hero?

Who Capital Titan is for

Businesses buying, building or equipping the place they operate from.

Book Capital Titan if

  • Your landlord is selling the premises you occupy

  • You are buying a warehouse, shop, clinic or office

  • You need a fit-out, plant or equipment facility

  • You are funding a small development or subdivision

  • You want the property held in your SMSF or a separate entity

Ask for someone else if

  • The security is your home, not commercial — Equity Guardian

  • You need a home loan on business income — that is SME Bro

  • You want a cheaper rate on an existing home loan — Rate Renegade

Commercial files reward preparation. If the numbers are not ready yet, we will tell you what to fix first rather than burning a credit enquiry.

Easy Process

Three Steps From First Call To Approved

Three steps. You have one conversation; we handle the lenders, the paperwork and the chasing.

Contact Now

  1. Scope the deal

    Security type, lease, tenant quality, your trading figures and the exit all move commercial pricing more than the loan size does. We work out what the deal actually looks like to a credit team before approaching one.

  2. Negotiate, don't shop

    Commercial rates are not published — they are set case by case. We put the deal to the lenders whose appetite matches it and negotiate terms, covenants and fees rather than accepting a first offer.

  3. Hold the timeline

    Commercial settlements slip on valuations and information requests. We get the valuation pack ready before lodgement and stay on the file through to drawdown, so the dates you agreed are the dates you get.

Commercial clients

Hard dates, met

Every one of these had a settlement that could not move.

  • Our landlord gave us six weeks to buy the warehouse or leave. Elena settled it in five.

    NP
    Nick P.Owner-occupier · Dandenong

  • Two banks wanted a 40% deposit. The lender she found wanted 25% because the lease was strong.

    SK
    Sandra K.Clinic purchase · Gold Coast

  • Four-lot subdivision, drawn in stages, and I always knew which condition we were waiting on.

    TR
    Tim R.Small development · Geelong
Commercial questions

How commercial differs from a home loan

Shorter terms, negotiated pricing, and far more weight on the lease.

Commonly 20 – 35% for owner-occupied commercial, more for specialised security or development. A strong lease, clean trading figures and a clear exit will do more for the number than extra cash does.

The other five

Different situation? Different hero.

Same free call, same panel of 40+ lenders.