Book a Hero
Six repayments, six due dates, one way out.
Debt Buster folds cards, personal loans and car finance into a single mortgage repayment at a single rate — and only when the total cost over the full term actually falls.
$1,180
Median monthly reduction
5 to 1
Debts rolled into one
$0
Cost to you
Who Debt Buster is for
If you are paying four interest rates and tracking one, this is you.
Book Debt Buster if
You carry a credit card or personal loan balance month to month
You have more repayment dates than you can keep track of
A car loan or buy-now-pay-later is eating your borrowing capacity
Your minimum repayments cover the interest and almost nothing else
You want one repayment, one rate, and a date the debt actually ends
Ask for someone else if
Your loan is fine and you only want a sharper rate — that is Rate Renegade
You are pulling cash out to renovate or invest — that is Equity Guardian
The debt sits inside your business — that is SME Bro
Consolidating stretches short debt over a long term. If that costs you more by the end, we show you the number and tell you not to do it.
Heroes On Standby For your every needs!
Book a hero today for heavy lifting. Our specialists find the right deal and secure your dream house faster and with less stress.
Contact NowList every debt
Balances, rates, fees and terms — all of it on one page. Most people have never seen their debts side by side.
Model it both ways
What you pay now across the full term, against what you would pay consolidated — including the years you add by stretching a 3-year debt over 30.
Consolidate and close
If the numbers hold up we lodge it, pay the accounts out directly, and close them so the limits cannot creep back.
One repayment, and an end date
Every one of these was servicing four lenders before the first call.
Four cards, a car loan and no idea what any of it cost me. One repayment now, and I can see the finish line.
MT Megan T.Consolidation · BallaratHe showed me the version where consolidating cost me more, then the version where it did not. I picked the second one.
RP Raj P.Consolidation · ToowoombaThey paid the cards out directly and closed them the same week. That last part is why the balance stayed at zero.
CB Claire & Nathan B.Consolidation · Darwin
What rolling debt into a mortgage really costs
The monthly number always drops. The total is the one to watch.
Monthly, almost always — you are swapping card rates for a mortgage rate. Over the full term, only if you keep paying more than the new minimum, because a 3-year debt stretched over 30 years earns interest for 27 extra years. We model both and put the totals next to each other before you decide.
Different situation? Different hero.
Same free call, same panel of 40+ lenders.
